Need an appraisal for an FHA-backed mortgage? Call Graham Enterprises

The FHA maintains a list of approved appraisers for each state - Graham Enterprises is on the roster of approved appraisers for California.  This indicates that we are qualified and approved by the FHA to do appraisal reports for house loans backed by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your property loan is FHA approved, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers. Rather, it provides lending agencies with protection through mortgage insurance in case the borrower defaults on his or her financial obligations. Applicable to all consumers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember, the FHA is different from the VA appraiser panel in that the lender can choose the appraiser.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lesser incomes or less starting money to use as a down-payment on a financial transaction benefit the most from FHA loan programs.